Uber became legal earlier this year in February, and this begs the question
about how to cover the costs should the driver get into an
accident. Is the driver covered under his or her own insurance or is Uber on the
hook for injuries?
Legislators have already implemented regulations to govern Uber, and the
company must comply to continue legally operating in the state.
These regulations include the following:
- $100, 000 license fee for operating in Virginia
- All drivers must be licensed drivers and at least 21 years old
- Drivers will be scrutinized heavily during background check at hiring
- Drivers must carry at least $1 million in liability insurance
Insurance liability coverage remains a matter to mull over. Who is legally
responsible for footing the insurance bill? In 2014, Virginia’s
Department of Motor Vehicles sent a cease and desist letter to disallow
companies such as Uber and Lyft from operating until laws were created
to fairly govern the vehicles and protect drivers and passengers.
Is There Enough Coverage Provided?
Uber claims the following: “Uber is committed to safely connecting
riders and drivers. That means setting strict safety standards and providing
end-to-end insurance coverage.” The rideshare company also claims
that they carry at least $1 million in commercial liability insurance—meant
to supplement the driver’s primary insurance.
Here’s the thing. If a driver is using his or her vehicle to while
working for Uber, the driver’s personal auto insurance will not
cover any costs incurred on the job, as he or she will be operating under
the vehicle for commercial purposes. Secondly, the insurance offered only
covers passengers. Any property damage or
injury to drivers could be left without any form of insurance—leaving them
vulnerable to incurring huge medical expenses and repair costs.
Were You Harmed by Uber or Lyft? Call Us!
Our Alexandria car accident attorneys are here to listen to your side of
the story. Whether you were the driver or the passenger of a rideshare
vehicle, you need legal representation to help you make a claim for the
injuries caused. Our job as your counselors is to look at all of the details
of the incident, research the laws, and work to settle an outcome that
best suits your needs, or even take the case to trial.
When you are ready, do not hesitate to
call The Barrera Law Firm, PLLC today for a
case consultation. Let us be your advocates!